BANDUNG, unpas.ac.id – In the past years, the prestige of stock investment has grown rapidly. Due to economic uncertainty, many groups of people are looking for alternative income, one of which is by getting into capital markets sector.
This is also what the 7th-semester student majoring in Business Management, Faculty of Economics and Business (FEB) Universitas Pasundan, Rosalina Wiguna is currently working on. Starting from her interest when taking the Investment Management and Portfolio, Rosa was challenged to learn more about stock investment.
Tit for tat, last 2020 Rosa got a mutual fund voucher as a gift in one of applications of investment provider from quiz held by her teacher. She used this chance to buy mutual funds before getting into the stocking investment that she is currently working on.
“After getting to understand the buy-and-sell system and its calculations, it turns out that investing in stocks is more interesting and prospective than mutual funds or saving in the form of money. Moreover, I am a consumptive person, so money is always spent on shopping,” she said on Wednesday, 4 August 2021.
By investing on stock, Rosa admitted that she had her money managed and controlled every month. She tried to change her mindset and spare 10% of her income to invest. Slowly, her consumptive habit started to decrease and investing on stock became her focus while staying at home.
“By investing on stock, it will help decrease inflation. Price for each stocks tend to be increasing, so it is less possible to get inflation. It would be different if we only save money, cash,” she continued.
Although she is still learning, in the past year, Rosa has gained much profits, even it has reached 50%. Even though she was afraid to suffer losses, she managed to brush it off and considered it as part of the risks.
Considering the promising future by investing on stock, Rosa also shared some tips for a beginner. She thinks, apart from being daring, choosing to invest stock in a go-public and popular company at the market is the main important key.
“I myself usually consult to the teacher before purchasing the good stock with low risk. So far, I have been choosing to purchase them in the State-owned Enterprises ones since I used their products. Why so? Because I think it will be protected as strict as it could be by the state, in order not to suffer losses,” she said.
Rosa, who is as well as Unpas Campus Ambassador, also said that stock investment is great for long-term purpose. Besides learning it by herself, she also joined group of Unpas ManBis Investor which especially focused and discussed about stocks, trading, mutual funds and about economy in her study program.
“Alhamdulillah, teachers in my study program really support its students who want to learn about investments. They are really open-minded if there are students who want to consult about stocks. The responses are good, so we are eager to get to know more about investment,” she said.
From the initial investment of only 100 thousand rupiahs, now Rosa has several stock lots, such as in BBRI, BCAP, CCSI, DMAS, EKAD, MSIN, and is waiting for an IPO share order from Bukalapak.
“My advice is, there is nothing wrong trying. It would be useless if we only have a will to do it. There is no need to directly invest in huge amount; the important thing is to be consistent while continuing to learn. That way, we can protect asset values from inflation and be able to meet future needs,” she concluded. (Reta)*