BANDUNG, unpas.ac.id – During the Covid-19 pandemic, investment trends in the country’s capital market continued to increase along with the rapid development of digital technology.
Interestingly, data from the Indonesian Central Securities Depository (Kustodian Sentral Efek Indonesia, KSEI) showed that millennial and Gen Z investors are increasingly dominating. It was noted that as of September 2021, 59.23 percent of the total 6.43 million investors came from the millennial generation and gen Z.
To increase investment trends among the younger generation, especially students, Bank Mandiri together with PT Mandiri Sekuritas held a Webinar “Pengenalan Pasar Modal lewat program Mandiri Goes to Campus” at Universitas Pasundan, on Wednesday, 14 September 2022.
Regional CEO of Bank Mandiri Region VI/Java 1 Wisnu Trihanggodo highlighted on three financial problems commonly faced by students, including difficulties at managing monthly pocket money, likes to shop online so that expenses are not properly organized, and do not understand how to invest.
According to him, if they are still experiencing these obstacles, it is possible that students are less financially literate. In fact, financial planning is important to build a scale of financial priorities to make it easier to determine how much funds should be spent, saved, or invested.
“Students are in the productive-age category, the right age to learn financial planning. Not only digital literacy, but also digital financial literacy, one of which is digital investment,” he said.
He added that the main point of financial planning refers to the ability to manage income earned and identify expenses properly, so that each month you can set aside emergency funds and long-term funds.
Investing Becomes Positive Trend
Head of Retail Product Development Division at Mandiri Sekuritas, Andreas M. Gunawidjaja, said that Mandiri Goes to Campus program is Bank Mandiri’s commitment to inspire students to be ready to face challenges, be open to digital technology advances, and dare to invest in shares in the capital market.
“Investing in the capital market is very practical and offers a variety of products, such as stocks, mutual funds, and bonds. We are free to choose investment alternatives with good potential returns. Investment must be a trend to welcome a better future,” he said.
Unpas Vice Rector I Prof. Dr. H. Jaja Suteja, M.Si., highly welcomed Mandiri Goes to Campus program to add more knowledge about how to manage our finance, so that students will obtain more freedom in doing financial planning.
“Financial freedom does not come instantly; it requires knowledge of finances and rhythm maturity in investing. Young investors must understand the investment risks and not only be oriented towards profit so as not to be trapped in fraudulent investments,” he said.
Prof. Jaja added, Unpas has a Young Investor Community (Komunitas Investor Muda) which in the future can collaborate with Bank Mandiri, especially Mandiri Sekuritas to grow into successful investors. (Reta)**
